Call for help today: Seattle 206-529-5195 | Spokane 509-252-1899
Credit Report Errors and Stop Debt Collector Calls, Harassment and Abuse
Contact a Consumer Protection Lawyer if:
There are negative items in your credit report that aren’t yours and shouldn’t be there.
Someone else’s name is on your credit report (a “mixed file”) and even after you have disputed it with the credit reporting agencies (credit bureaus) the wrong information is still there.
You can’t get a home loan or an auto loan because of false accounts or other errors on your credit report.
You are wondering what your rights are under the Fair Credit Reporting Act (FCRA).
You are getting “robo calls” or messages on your cell phone from debt collection agencies that don’t come from a live person — that come from an annoying prerecorded voice.
Junk debt buyers are trying to get you to pay for a debt not owed or debts written off long ago.
You are wondering if a collection agency is obeying debt recovery laws and the Fair Debt Collection Practices Act.
Debt collectors harass you by calling you constantly, or debt collectors abuse you using vulgar language or threaten you.
Debt collectors are calling your work or your relatives.
A debt relief scam promised to settle all your debt, but some debt collectors or creditors are still coming after you.
You are a victim of identity theft.
Contact Seattle Consumer Protection Lawyer, SaraEllen Hutchison
You need caring and experienced legal help and advice to stop debt collectors, illegal collection calls, debt collection harassment and abuse. You have rights! There are state and federal laws that protect people in your situation – especially the Fair Debt Collection Practices Act. Whether you are the victim of illegal debt collection or have had perfect credit all your life until suddenly, there’s someone else’s negative accounts appearing on your credit report and you can’t get a loan because of it, you and your family don’t need to put up with abuse, harassment, credit report errors or the resulting constant stress. I can help you put a stop to these problems so that you can move on with life:
There’s something on my credit report that shouldn’t be there. I paid that off, or I’ve never heard of it. Or, there’s someone else’s name on my credit report, and someone else’s negative accounts too, and I want to get that stuff off of there!
As a consumer, you have rights. Stand up for your rights! Together, we can work to hold debt collectors and the credit reporting agencies (credit bureaus) accountable so that they learn to respect you, and maybe even change the way they do business.
If you are in Seattle or anywhere in Washington State, and you are a consumer (debtor) needing legal help, call me, SaraEllen Hutchison, at 206-529-5195 or 509-252-1899.
I am a member of NACA, the National Association of Consumer Advocates.
Law Office of SaraEllen Hutchison, PLLC
Serving Seattle, Spokane, Everett, Tacoma, Vancouver, Olympia, Tri Cities, Yakima, Wenatchee, King County, Snohomish County, Pierce County and all of Washington State
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Credits: Home Page Photo, Christopher Wooley. Headshot: Lucy Jackowich.
Acknowledgements: Clip art graphics, public domain and/or thegraphicsfairy.com